IMPORTANT DISCLOSURES:

The information contained in this message is confidential, is intended only for the recipient(s) named above, and may be privileged and protected from disclosure. If any reader of this message is not the intended recipient or is not authorized to receive it for the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this message in error, please delete it from your computer system immediately. If your communication contains sensitive information (including but not limited to Social Security number, driver’s license number or financial account number), it is recommended that you provide it via secure email, fax or mail instead.

Please contact us if there is any change in your financial situation, needs, goals or objectives or if you wish to change in any way any instructions you have given us to date.

IWM Advisors LLC. is a Registered Investment Adviser. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell of any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. All investments involve risk, past performance is not indicative of future results, and there is no guarantee that investments will appreciate.